[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spshk.cz\/ne-vzdy-je-penez-dost\/#Article","mainEntityOfPage":"https:\/\/www.spshk.cz\/ne-vzdy-je-penez-dost\/","headline":"Ne v\u017edy je pen\u011bz dost","name":"Ne v\u017edy je pen\u011bz dost","description":"U n\u00e1s a nejenom u n\u00e1s jsou pen\u00edze \u010dast\u00fdm t\u00e9matem, je\u017e je rozeb\u00edr\u00e1no kdekoliv, kdykoliv … ","datePublished":"2020-12-15","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.spshk.cz\/author\/#Person","name":"","url":"https:\/\/www.spshk.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spshk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spshk.cz\/wp-content\/uploads\/art393557_16x9_20260823_223104_vYfpXi.jpg","url":"https:\/\/www.spshk.cz\/wp-content\/uploads\/art393557_16x9_20260823_223104_vYfpXi.jpg","height":0,"width":0},"url":"https:\/\/www.spshk.cz\/ne-vzdy-je-penez-dost\/","about":["Finance"],"wordCount":436,"articleBody":"       U n\u00e1s a nejenom u n\u00e1s jsou pen\u00edze \u010dast\u00fdm t\u00e9matem, je\u017e je rozeb\u00edr\u00e1no kdekoliv, kdykoliv a k\u00fdmkoliv. Bav\u00ed se o nich p\u00e1ni i km\u00e1ni, nejsou lhostejn\u00e9 ani mu\u017e\u016fm, ani \u017een\u00e1m, zaj\u00edmaj\u00ed se o n\u011b i ti, kdo jich maj\u00ed mnoho, i ti, kdo s nimi jenom s nejv\u011bt\u0161\u00edmi obt\u00ed\u017eemi vych\u00e1zej\u00ed nebo dokonce v\u016fbec nevych\u00e1zej\u00ed. A je tomu tak naprosto logicky, proto\u017ee jsou pen\u00edze n\u011b\u010d\u00edm, co je d\u016fle\u017eit\u00e9 pro ka\u017ed\u00e9ho z n\u00e1s. Neb\u00fdt jich, jak by vlastn\u011b n\u00e1\u0161 \u017eivot vypadal, pokud bychom tedy v\u016fbec absenci pen\u011bz p\u0159e\u017eili, \u017ee? A tak se n\u011bkdo chlub\u00ed t\u00edm, kolik pen\u011bz m\u00e1, zat\u00edmco jin\u00ed si st\u00fdskaj\u00ed, proto\u017ee se jim jich nedost\u00e1v\u00e1. A co maj\u00ed d\u011blat ti, jim\u017e nen\u00ed dop\u0159\u00e1no m\u00edt pen\u011bz tolik, kolik by tito pot\u0159ebovali? Ti se mus\u00ed uskrom\u0148ovat a nejednou si i br\u00e1t p\u016fj\u010dky, aby to n\u011bjak zvl\u00e1dli.  A jak se bere p\u016fj\u010dka v p\u0159\u00edpad\u011b t\u011bch, kdo maj\u00ed takzvan\u011b jednu kapsu pr\u00e1zdnou a druhou vysypanou? Mo\u017en\u00e1 se budete divit, pokud nejste dostate\u010dn\u011b obezn\u00e1meni s panuj\u00edc\u00ed realitou, ale z\u00edsk\u00e1n\u00ed p\u016fj\u010dky nen\u00ed pro ty, kdo maj\u00ed finan\u010dn\u00ed probl\u00e9my, ani trochu snadnou z\u00e1le\u017eitost\u00ed. I kdy\u017e se tito sna\u017e\u00ed sebev\u00edc, nejednou selh\u00e1vaj\u00ed a jejich \u017e\u00e1dosti jsou zam\u00edt\u00e1ny. A to z prozaick\u00e9ho d\u016fvodu \u2013 takov\u00ed lid\u00e9 nedok\u00e1\u017eou finan\u010dn\u00ed instituce p\u0159esv\u011bd\u010dit o tom, \u017ee jsou schopni v\u0161e p\u016fj\u010den\u00e9 splatit, a nikdo nechce strkat pen\u00edze do n\u011bkoho, u koho hroz\u00ed, \u017ee u\u017e se p\u016fj\u010den\u00e9 finance nevr\u00e1t\u00ed zp\u00e1tky. A proto ti, kdo marn\u011b \u017e\u00e1daj\u00ed, nakonec m\u00ed\u0159\u00ed k nebankovn\u00ed spole\u010dnosti a jejich volbou se tu st\u00e1v\u00e1 nebankovn\u00ed hypot\u00e9ka Hypot\u00e9ky bez registru. D\u011bje se tak \u010dasto, a to proto, \u017ee se na rozd\u00edl od jin\u00fdch p\u016fj\u010dek z\u00edsk\u00e1v\u00e1 tato hypot\u00e9ka docela snadno a v\u00fdhodn\u011b z\u00e1rove\u0148. Zde se toti\u017e mus\u00ed vr\u00e1cen\u00ed pen\u011bz zaru\u010dit z\u00e1stavou nemovitosti, a d\u00edky takov\u00e9 z\u00e1stav\u011b se u\u017e \u017eadatel\u00e9 neprov\u011b\u0159uj\u00ed moc p\u0159\u00edsn\u011b a nad nejedn\u00edm z jejich nedostatk\u016f se d\u00e1 p\u0159imhou\u0159it oko. A to ocen\u00ed ti, kdo si pot\u0159ebuj\u00ed p\u016fj\u010dit, av\u0161ak nikdo jin\u00fd by jim nep\u016fj\u010dil s t\u00edm, \u017ee nejsou bonitn\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne v\u017edy je pen\u011bz dost","item":"https:\/\/www.spshk.cz\/ne-vzdy-je-penez-dost\/#breadcrumbitem"}]}]